LONG-TERM CARE INCLUDES A RANGE OF SERVICES AND SUPPORT FOR PEOPLE WHO NEED ASSISTANCE.
Long-Term Care Planning in Georgia
Comprehensive Long-Term Care Planning Services in Georgia
Many believe that special needs planning in Georgia is a complex and costly process, but the reality is quite different. Creating a comprehensive special needs plan is a vital step in securing the long-term well-being and financial stability of loved ones with disabilities, offering not only tailored care arrangements but also ensuring continued eligibility for crucial public benefits. Often, clients come to us at Hurban Law, LLC, believing their needs are too straightforward to benefit from specialized planning, saying, “Our situation is simple; basic estate planning should suffice.” However, they soon discover that the strategic advantages of a detailed special needs plan—such as preserving government benefit eligibility, providing for lifelong care, and managing assets through trusts—can apply to families of all sizes and complexities.
With over 15 years of experience at Hurban Law, LLC, serving the communities of Lawrenceville and Gwinnett County, Georgia, we are committed to providing exceptional, personalized service. We guide each client through the process of creating and managing their special needs plan, ensuring that it aligns perfectly with their personal needs and family dynamics, thus securing the future of their loved ones.
What is Long-Term Care Planning?
Long-term care planning involves preparing for potential healthcare needs and living arrangements that may be required as individuals age. This type of planning addresses how to pay for these services, how to access quality care, and how to protect assets while potentially qualifying for public benefits like Medicaid.
Why is it Important for the elderly?
Long-term care planning is a critical component of safeguarding your future as you age. In Georgia, navigating the complexities of long-term care options and the associated legal and financial planning can be daunting. We specialize in providing detailed long-term care planning services, ensuring that individuals and families are prepared for the future with a plan that meets their specific needs and circumstances.
Benefits of Long-Term Care Planning:
Financial Security
Effective planning helps ensure that you can afford the care you need without jeopardizing your (or your family’s) financial stability.
Access to Quality Care
By planning ahead, you can explore and secure quality care options that meet your specific needs.
Asset Protection
Proper planning can help protect your assets from being completely spent on healthcare costs.
Peace of Mind
Knowing you have a plan in place that secures your loved one’s future provides immense peace of mind.
Steps to Effective Special Needs Planning in Georgia
Discuss your personal circumstances, healthcare needs, and financial situation.
Develop a personalized long-term care plan that addresses all aspects of your future needs.
Set up necessary legal documents and implement strategies for asset protection and benefit eligibility.
As laws and personal circumstances change, we ensure your plan remains effective and relevant.
“Long-Term Care refers to a wide range of personal care, health and social services for people of all ages who suffer a chronic disease or long-lasting disability.”
– Tim Hurban
What Is Long-Term Care In Georgia?
Long-term care is a range of services and support for people who need assistance with daily tasks due to a chronic illness, disability, or cognitive impairment. This can include help with activities of daily living (ADLs) such as bathing, dressing, eating, and toileting, as well as instrumental activities of daily living (IADLs) such as managing finances, transportation, and household chores.
Why Is Long-Term Care Planning Important?
Planning for long-term care is important for several reasons. First, the need for long-term care can arise unexpectedly due to an accident, illness, or cognitive decline. Without planning, you may not be prepared for the financial and emotional impact of needing long-term care.
Long-term care can be expensive. According to a 2020 survey by Genworth Financial, the average cost of a private room in a nursing home was $8,821 per month. In-home care and assisted living facilities can also be costly. Planning for long-term care can help you prepare financially and ensure that you have access to the care you need when you need it.
Lastly, planning for long-term care can give you peace of mind. Knowing that you have a plan in place can help alleviate stress and anxiety, both for you and your loved ones.
Options For Long-Term Care In Georgia
When planning for long-term care, it’s important to consider your individual needs and preferences, as well as your financial situation.
In-home care services can provide assistance with ADLs and IADLs while allowing you to remain in your own home.
Assisted living facilities offer a range of services and support for people who need help with daily tasks but do not require 24-hour nursing care.
Nursing homes provide 24-hour care and support for people with chronic illnesses or disabilities.
Continuing care retirement communities offer a range of services and support, from independent living to skilled nursing care, all on one campus
Community-based services, such as adult day care centers and respite care, can provide support and relief for caregivers.
Have a family member who needs long term care & support? call us today!
We are happy to provide a free 15-minute consultation session if you need quick guidance on whether a more in-depth meeting is needed. The free 15-minute sessions can be done either through a phone call or virtually.